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Terms of Use
Shearson Mortgage


Terms of Use

The HomeChase Web Site is made up of various Web sites and Web pages operated by 3Doves LLC, 2851 Stage Village Cove, Suite 26, Bartlett, Tennessee 38134 or its affiliates (collectively, the "HomeChase Web Sites"). This Terms of Use applies to the HomeChase Web Site and does not apply to the content of third parties.

The HomeChase Web Sites are offered to you conditioned on your acceptance without modification of the terms and conditions contained herein. Your use of the HomeChase Web Sites constitutes your agreement to all such terms and conditions.

The HomeChase Web Sites may themselves contain additional terms, codes of conduct or guidelines that govern use of those sites, including without limitation, particular features or offers.

Please refer to the PRIVACY STATEMENT regarding issues of personal privacy.

General public use or subscribers of a particular HomeChase Web Site, or any product or service offered on any HomeChase Web Site (each a “HomeChase Site/Service”, and collectively “HomeChase Sites/Services”) may require that you open an account. Should this happen, you are entirely responsible for maintaining the confidentiality of your user id and password. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify HomeChase immediately of any unauthorized use of your account or any other breach of security. HomeChase will not be liable for any loss that you may incur as a result of someone else using your userid and password, either with or without your knowledge. However, you could be held liable for losses incurred by HomeChase or another party due to someone else using your user id and password. You may not use anyone else’s user id and password at any time, without the permission of the account holder.


MODIFICATION OF THESE TERMS OF USE

HomeChase reserves the right to change the terms and conditions under which the HomeChase Sites/Services are offered, including but not limited to the charges associated with the use of the HomeChase Sites/Services. You are responsible for regularly reviewing these terms and conditions and any additional terms posted on particular HomeChase Sites/Services. Your continued use of the HomeChase Sites/Services constitutes your agreement to all such terms and conditions.


PERSONAL AND NON-COMMERCIAL USE LIMITATION

Unless otherwise specified, the HomeChase Sites/Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the HomeChase Sites/Services. Without the advance express written permission of HomeChase, you may not ‘meta-search’ the HomeChase Sites/Services, send, or cause to be sent, any automated queries of any sort to the HomeChase Sites/Services, or use the HomeChase Sites/Services in any commercial manner. “Automated queries” shall include but not be limited to using any software that sends queries to any HomeChase Sites/Services to determine how a web site “ranks” on any HomeChase Sites/Services.


LINKS TO THIRD PARTY SITES

The HomeChase Sites/Services may contain links to third party Web Sites ("Linked Sites"). The Linked Sites are not under the control of HomeChase and HomeChase is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. HomeChase is not responsible for webcasting or any other form of transmission received from any Linked Site nor is HomeChase responsible if the Linked Site is not working appropriately. HomeChase is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by HomeChase of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

Any dealings with third parties (including advertisers) included within the HomeChase Sites/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. HomeChase shall not be responsible or liable for any part of any such dealings or promotions.


NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the HomeChase Sites/Services, you will not use the HomeChase Sites/Services for any purpose that is unlawful or prohibited by these terms and conditions. You may not use the HomeChase Sites/Services in any manner that could damage, disable, overburden, or impair any HomeChase Site/Service(s) (or the network(s) connected to any HomeChase Site/Service(s)) or interfere with any other party's use and enjoyment of any HomeChase Site/Service(s). You may not attempt to gain unauthorized access to any HomeChase Site/Service, other accounts, computer systems or networks connected to any HomeChase Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the HomeChase Sites/Services.


USE OF SERVICES

The HomeChase Sites/Services may contain e-mail services, bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, photo albums, file cabinets and/or other message or communication facilities designed to enable you to communicate with others (collectively, "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

(a) upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
(b) harm minors in any way;
(c) impersonate any person or entity, including, but not limited to, a HomeChase official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
(d) forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
(e). upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
(f) upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;
(g) upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas (such as shopping rooms) that are designated for such purpose;
(h) upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
(i) disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
(j) interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;
(k) intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;
(l) "stalk" or otherwise harass another; or
(m) collect or store personal data about other users.

HomeChase reserves the right at all times to disclose any information as HomeChase deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in HomeChase's sole discretion.


MATERIALS PROVIDED TO HOMECHASE OR POSTED AT ANY HOMECHASE WEB SITE

HomeChase does not claim ownership of the materials you provide to HomeChase (including feedback and suggestions) or post, upload, input or submit to any HomeChase Site/Service or its associated services for review by the general public. However, by posting, uploading, inputting, providing or submitting ("Posting") your Submission you are granting HomeChase, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses (including, without limitation, all HomeChase Sites/Services), including, without limitation, the license rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; to publish your name in connection with your Submission; and the right to sublicense such rights to any supplier of a HomeChase Site/Service.

No compensation will be paid with respect to the use of your Submission, as provided herein. HomeChase is under no obligation to post or use any Submission you may provide and HomeChase may remove any Submission at any time in its sole discretion.

By Posting a Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in these Terms of Use including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.


SOFTWARE AND CONTENT AVAILABLE THROUGH THE HOMECHASE SITES/SERVICES

All content and software (if any) that is made available to view and/or download in connection with the HomeChase Sites/Services, excluding content and/or software that may be made available by end-users, ("Software") is owned by and is the copyrighted work of HomeChase and/or its suppliers and is protected by copyright laws and international treaty provisions. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You may not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms.

For any Software not accompanied by a license agreement, HomeChase hereby grants to you, the user, a revocable personal, non-transferable license to use the Software for viewing and otherwise using the particular HomeChase Site/Service in accordance with these Terms of Use, and for no other purpose provided that you keep intact all copyright and other proprietary notices. Any reproduction or redistribution of the content and/or Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE CONTENT OR SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of the USA. You agree not to export or re-export the Software, directly or indirectly, to any countries that are subject to USA export restrictions.


LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE HOMECHASE SITES/SERVICES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE HOMECHASE SITES/SERVICES AND TO THE INFORMATION THEREIN. HOMECHASE AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE HOMECHASE SITES/SERVICES AT ANY TIME. ADVICE RECEIVED VIA THE HOMECHASE SITES/SERVICES SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

HOMECHASE AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, LACK OF VIRUSES OR OTHER HARMFUL COMPONENTS AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED WITHIN THE HOMECHASE SITES/SERVICES FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. HOMECHASE AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, TITLE AND NON-INFRINGEMENT.

YOU SPECIFICALLY AGREE THAT HOMECHASE SHALL NOT BE RESPONSIBLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED OR NOT SENT OR RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH AN HOMECHASE SITE/SERVICE. YOU SPECIFICALLY AGREE THAT HOMECHASE IS NOT RESPONSIBLE OR LIABLE FOR ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR ILLEGAL CONTENT OR CONDUCT OF ANY OTHER PARTY OR ANY INFRINGEMENT OF ANOTHER'S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. YOU SPECIFICALLY AGREE THAT HOMECHASE IS NOT RESPONSIBLE FOR ANY CONTENT SENT USING AND/OR INCLUDED IN AN HOMECHASE SITE/SERVICE BY ANY THIRD PARTY.

IN NO EVENT SHALL HOMECHASE AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE HOMECHASE SITES/SERVICES, WITH THE DELAY OR INABILITY TO USE THE HOMECHASE SITES/SERVICES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE HOMECHASE SITES/SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE HOMECHASE SITES/SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF HOMECHASE OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE HOMECHASE SITES/SERVICES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE HOMECHASE SITES/SERVICES.


STORAGE SPACE AND OTHER LIMITATIONS

You agree that HomeChase may establish limits concerning use of any HomeChase Service offered on an HomeChase Web Site, including without limitation the maximum number of days that e-mail messages will be retained by any HomeChase Service, the maximum number of e-mail messages that may be sent from or received by an account on any HomeChase Service, the maximum size of an e-mail message that may be sent from or received by an account on any HomeChase Service, the maximum disk space that will be allotted on HomeChase servers on your behalf, and the maximum number of times and duration you may access any HomeChase Service in a given period of time.

You agree that HomeChase has no responsibility or liability for the deletion, corruption or failure to store any messages or other content maintained or transmitted by any HomeChase Service. You acknowledge that HomeChase reserves the right to log off accounts that are inactive for an extended period of time.

HOMECHASE MAKES NO WARRANTY THAT ANY HOMECHASE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE.


TERMINATION/ACCESS RESTRICTION

HomeChase reserves the right, in its sole discretion, to terminate your access to any or all HomeChase Sites/Services and the related services or any portion thereof at any time, without notice.

HomeChase may also terminate or suspend your access to HomeChase Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by HomeChase. The amount of time that HomeChase currently considers as an "extended" period of time is six (6) months. Upon termination of the HomeChase Site/Service, your right to use the HomeChase Site/Service immediately ceases.

HomeChase shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.


NO SPAM; DAMAGES

HomeChase will immediately terminate any account which it believes, in its sole discretion, is transmitting or is otherwise connected with any spam or other unsolicited bulk email. In addition, because damages are often difficult to quantify, if actual damages cannot be reasonably calculated then you agree to pay HomeChase liquidated damages of $5 for each piece of spam or unsolicited bulk email transmitted from or otherwise connected with your account, otherwise you agree to pay HomeChase actual damages, to the extent such actual damages can be reasonably calculated.


GENERAL

This agreement is governed by the laws of the State of Tennessee, U.S.A. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Shelby County, Tennessee, U.S.A. in all disputes arising out of or relating to the use of the HomeChase Sites/Services. You agree that no joint venture, partnership, employment, or agency relationship exists between you and HomeChase as a result of this agreement or use of the HomeChase Sites/Services. You agree to indemnify and hold HomeChase, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or arising out of your use of or conduct on the HomeChase Sites/Services.

HomeChase reserves the right to disclose any personal information about you or your use of the HomeChase Sites/Services, including its contents, without your prior permission if HomeChase has a good faith belief that such action is necessary to:

(a) conform to legal requirements or comply with legal process;
(b) protect and defend the rights or property of HomeChase or its affiliated companies;
(c) enforce the terms or use; or
(d) act to protect the interests of its members or others. HomeChase performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of HomeChase right to comply with governmental, court and law enforcement requests or requirements relating to your use of the HomeChase Sites/Services or information provided to or gathered by HomeChase with respect to such use.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and HomeChase with respect to the HomeChase Sites/Services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and HomeChase LLC with respect to the HomeChase Sites/Services. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.


COPYRIGHT AND TRADEMARK NOTICES:

All contents of the HomeChase Web Sites are: Copyright (c) 2000-2009 3Doves LLC and/or its suppliers, 2851 Stage Village Cove, Suite 26, Bartlett, TN, U.S.A. All rights reserved.

TRADEMARKS. HomeChase, 3Doves and/or other HomeChase products and services referenced herin may also be either trademarks or registered trademarks of 3Doves LLC.

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, domain names, e-mail addresses, logos, people, places and events depicted herein are fictitious. No association with any real company, organization, product, domain name, e-mail address, logo, person, places or events is intended or should be inferred.

Any rights not expressly granted herein are reserved.


PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Claims of copyright infringement must be made in writing and mailed to: HomeChase, Copyright Infringement Claim, 2851 Stage Village Cove, Suite 26, Bartlett, TN 38134. The claim must be signed by the owner or a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed along with information reasonably sufficient to permit HomeChase to contact the Complaining Party, identification of the copyrighted work claimed to have been infringed and proof of copyright ownership. Once the claim is received and confirmed, HomeChase will take action to remove the work cited within the claim no later than fourteen (14) business days after the claim is confirmed.


FOR INFORMATION REGARDING THE HOMECHASE PRIVACY STATEMENT CLICK HERE.




    DISCLAIMER: All data presented on this web site and all information contained herein is subject to errors, omissions, prior sale, change or withdrawal without notice. Neither HomeChase nor it's affiliates assumes any liability for any information provided. By using this web site, you agree to assume all responsibility for how the information is used.  
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